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And so it begins.

By 5:26 PM

This is the very modest start of my quest to pay off my debt.  Here I will keep track of my debt information for my own purposes and talk about how I continue to shape my (presently) non-existent frugal ways.

I am in debt close to 30,000 with credit cards and student loans and I just signed a car lease for two years.  I plan on participating in a Spending Fast, where I only spend money on what I need and I hope that will curtail my spending.

More to come.

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